Keywords: Fannie Mae HomeReady and DU REFI Plus (HARP 2.0) Products, Professional (Doctors / Lawyers / CPAs / Oral Surgeons / Dentists) Products, Government Products (FHA / VA / USDA including FHA Streamline and VA IRRRL), Combo Loans (Split 1st Mortgage and Piggyback Home Equity Loan or Line of Credit), Borrower and Lender-Paid Mortgage Insurance (BPMI or LPMI) Options